Private Money Lending Solutions
Explore Diverse Loan Options to Meet Your Unique Needs and Goals.
Private Money Loans
At MCapital Holdings, we offer several different types of private money loans, each of which caters to different needs and goals. The private money lending products we currently offer include:
Bridge:
A bridge loan is a type of short-term equity-based loan for homeowners and real estate investors who need a quick close or influx of cash while waiting on another property to sell. We offer bridge loans with 0 to 24 month terms.
Construction:
Hard money construction loans can help builders and investors cover short-term construction costs on an existing project where permits are in place. We offer construction loans with 6 to 12 month terms.
Rescue Purchase:
A rescue purchase loan can provide investors with capital to follow through on a purchase in case their source of funding falls through or pulls out of a deal. We offer rescue purchase loans with 0 to 6 month terms.
Rescue Refinance:
A rescue refinance enables investors to turn their trapped equity into cash in a matter of days by paying off and refinancing their current loan and obtaining additional cash. We offer rescue refinance loans with 0 to 6 month terms.
Long-Term Purchase:
A long-term purchase loan can help investors improve cash-flow in the short-term while offering a longer repayment period. We offer long-term private money purchase loans up to 30-year fixed.
Long-Term Refinance:
A long-term refinance loan allows investors to quickly restructure their current loan terms and rates. We offer long-term private money refinance loans up to 30-year fixed.
Ready To Get Started?
Most Popular Private Money Programs
No Cashflow Investor 1-4 unit
- Up to 80% loan-to-value (LTV)
- Up to $20,000,000 loan amount
- Purchase or cashout refinance
- As low as a 650 credit score
- Cashflow is not required / no minimum rental income required
- Ideal for real estate investors seeking cashout or lower payments on a long-term, fixed-rate loan with no balloon payment.
Investor 1-4 Unit
- Up to 50% loan-to-value (LTV)
- Up to $5,000,000 loan amount
- Purchase or cashout refinance
- No credit score required / No minimum FICO.
- Ideal for real estate investors with derogatory credit issues and high equity seeking quick and easy credit qualification. Bad credit or blemished credit isn’t a problem for obtaining real estate financing with this program.
Email us your loan objectives at:
guestservices@mcapitalllc.com
Why MCapital Holdings LLC?
MCapital Holdings was established by veteran industry experts with the strict goal of providing the best possible rates and terms available in the market. Our Christian faith plays a central role in our corporation.