Private Money Loans
Now Available for The Average Borrower. Brought to you by MCapital Holdings.
Private Money Bridge Loans
If you’re looking to quickly fund a short-term loan on an investment property, our Private Loan program provides you with the flexibility and faster funding!
1 YEAR
STARTING RATE 7.99%
Prepayment Penalty: Negotiable
This is a great program for investors that need to move quickly and have different circumstances in the transaction(s), like credit, condition, title
challenges, etc.
2 YEAR
STARTING RATE 8.99%
Prepayment Penalty: Negotiable
A two-year term gives you the flexibility to fix and flip, buy and hold, engage in an Extended rehab or even qualify for a conforming loan down the road.
Private Money Fix & Flip
Do you need a short -term loan so you can fix and flip a house?
Our fix and flip loans allow you to purchase a property under market value, rehab it, and then re-sell it as quickly as possible. Typically, a 1-year term with no pre-payment penalty, it enables investors like you to maximize returns on quick flips. If you have a larger rehab project that is going to take longer than one year, do not worry we also offer 2 year fix and flip options.
1 YEAR
Up to 80% LTV and 85% LTC
No Prepayment Penalty:
This is a great program for investors that fix and flip property quickly.
2 YEAR
Up to 80% LTV and 85% LTC
The 2 Year Program Has A 6 Month Prepayment Penalty
If you have a large fix and flip project that you know will take longer than 1 year, MCapital Holdings also has you covered. Avoid the stress of securing a refinance in the middle of your project, use our2-year fix and flip loan. We offer acquisition and renovation costs on 2-year fix and flip loans just as we do on our 1-year loans.
Private Money Long-Term Loans
If you’re looking to quickly fund a short-term loan on an investment property, our Bridge Loan program provides you with the flexibility! Do you need to purchase or refinance an investment rental property or portfolio?
Our long-term financing allows for the aggregation of stabilized rental properties. MCapital Holdings delivers speed, leverage, and consistency to both highly experienced and new real estate investors.
5/1 ARM
4.75%+
Prepayment Penalty:
3% – 2% – 1% STEP-DOWN
7/1 ARM
4.99%+
Prepayment Penalty:
4% – 3% – 2% – 1% STEP-DOWN
10/1 ARM
5.25%+
Prepayment Penalty:
5% – 4% – 3% – 2% – 1% STEP-DOWN
30 Year Fixed
Prepayment Penalty:
3% – 2% – 1% STEP-DOWN
Private Money Multi-Family Loans
Do you want to acquire a small apartment complex?
MCapital Holdings Multifamily is a non-bank multifamily bridge lender. Its unique positioning and strategic, vertical approach provides fast and efficient financing to value-add multifamily clients, putting MCapital Holdings on track to quickly become a leader in the non-bank multifamily bridge space.
1 YEAR
80% LTC
Prepayment Penalty:
No Minimum Interest
2 YEAR
80% LTC
Prepayment Penalty:
8 Months Minimum Interest
3 YEAR
80% LTC
Prepayment Penalty:
12 Months Minimum Interest
Private Money Rates
Averages are based on borrower qualifications & experience.
1 YEAR
80% LTC
2 YEAR
80% LTC
3 YEAR
80% LTC
Residential:
Minimum loan request amount is $100,000 (based on property minimum value of $100,000)
Ready To Get Started?
Loan Options
- Commercial / Industrial / Mixed-Use Loans / Office / Retail
- Rehab Property Loans / Fix & Flip
- Investment Property Loans – Long Term
- Private Money Lending
How Does It Work?
Private money loans are Asset based loans on a property that you already own, or want to purchase. Since the collateral is stable and secure, loan features and qualification requirements can be extremely flexible.
Email us your loan objectives at:
guestservices@mcapitalllc.com
Why MCapital Holdings LLC?
MCapital Holdings was established by veteran industry experts with the strict goal of providing the best possible rates and terms available in the market. Our Christian faith plays a central role in our corporation.